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[TEXT] => Сумовые вклады:uz:So'm omonatlari
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[TEXT] => Автокредит:uz:Avto kredit
[LINK] => /credits/avtokredit
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[PERMISSION] => X
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[TEXT] => Микрозаймы:uz:Mikroqarz
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[PERMISSION] => X
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[TEXT] => Образовательный кредит:uz:Ta'lim krediti
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[PERMISSION] => X
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[TEXT] => Потребительский кредит:uz:Iste'mol krediti
[LINK] => /credits/potrebitelskiy-kredit
[SELECTED] =>
[PERMISSION] => X
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[TEXT] => Автокредит для вторичного рынка:uz:Ikkilamchi bozor uchun avtomobil krediti
[LINK] => /credits/tags/avtokredit-vtorichka
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[PERMISSION] => X
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[TEXT] => Ипотека:uz:Ipoteka
[LINK] => /ipoteka
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[0] => Ипотека:uz:Ipoteka
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[11] => Array
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[TEXT] => Новостройки:uz:Yangi qurilgan uylar
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[PERMISSION] => X
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[TEXT] => Вторичный рынок:uz:Ikkilamchi bozor
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[PERMISSION] => X
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[TEXT] => Карты:uz:Kartalar
[LINK] => /cards
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[PERMISSION] => X
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[TEXT] => Сумовые карты:uz:So'm kartalari
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[PERMISSION] => X
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[TEXT] => Валютные карты:uz:Valyuta kartalari
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[TEXT] => Дебетовые карты:uz:Debet kartalar
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[PERMISSION] => X
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[PERMISSION] => X
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[TEXT] => Рассрочка
[LINK] => /rassrochka
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[PERMISSION] => X
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[TEXT] => Страхование
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[0] => Страхование
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[20] => Array
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[TEXT] => Физическим лицам:uz:Jismoniy shaxslar uchun
[LINK] => /insurance/fizicheskim-litsa
[SELECTED] =>
[PERMISSION] => X
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[TEXT] => Автострахование:uz:Avtosug'urta
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[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[TEXT] => Путешествие:uz:Sayohatchilar sug'urtasi
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[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[TEXT] => Имущество:uz:Mulk
[LINK] => /insurance/imushchestvo
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[PERMISSION] => X
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[CHAIN] => Array
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[TEXT] => Здоровье:uz:Sog'liq
[LINK] => /insurance/zdorove
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[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[0] => Здоровье:uz:Sog'liq
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[TEXT] => Юридическим лицам:uz:Yuridik shaxslar uchun
[LINK] => /insurance/yuridicheskim-litsam
[SELECTED] =>
[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[ITEM_INDEX] => 25
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[TEXT] => Автострахование:uz:Avtosug'urta
[LINK] => /insurance/avtostrakhovanie-yur
[SELECTED] =>
[PERMISSION] => X
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[27] => Array
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[TEXT] => Грузоперевозки:uz:Yuk tashish
[LINK] => /insurance/gruzoperevozki
[SELECTED] =>
[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[0] => Грузоперевозки:uz:Yuk tashish
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[28] => Array
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[TEXT] => ОПО:uz:Xavfli ishlab chiqarish ob'ektlarini sug'urtalash
[LINK] => /insurance/opo
[SELECTED] =>
[PERMISSION] => X
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[TEXT] => Путешествие:uz:Sayohat
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[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[TEXT] => СМР:uz:Qurilish-montaj qaltisliklaridan sug'urta
[LINK] => /insurance/smr
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[PERMISSION] => X
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[TEXT] => Рейтинг приложений
[LINK] => /app_rating/
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[PERMISSION] => X
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[32] => Array
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[TEXT] => Ещё
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[TEXT] => Организации
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[34] => Array
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[TEXT] => Банки:uz:Banklar
[LINK] => /orgs/banks
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[PERMISSION] => X
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[35] => Array
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[TEXT] => Микрокредитные организации:uz:Mikrokredit tashkilotlari
[LINK] => /orgs/mikrokreditnye-organizatsii
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[36] => Array
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[TEXT] => Лизинг:uz:Lizing
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[PERMISSION] => X
[ADDITIONAL_LINKS] => Array
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[TEXT] =>
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[PERMISSION] => X
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[TEXT] => Ломбарды:uz:Lombardlar
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[TEXT] => Страховые компании:uz:Sug'urta kompaniyalari
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1
- Bank.uz
- /
- Страховые компании
Физическим лицам
Юридическим лицам
Страховые компании
Страховка — экономические отношения, при которых клиент платит компании деньги, что в определенной ситуации будет защищать его интересы. Страхование в Узбекистане сейчас развивается все быстрее, так как с каждым годом людей, которые хотят застраховать свое имущество, здоровье или даже жизнь, становится все больше. Оформление страховки — договор между самой компанией и физическим или юридическим лицом, который хочет оформить страхование.
Виды страховок
В зависимости от обязательного и свободного заключения договора со страховой компанией страховка бывает обязательной и свободной соответственно. К обязательным относятся пять видов: страхование гражданской ответственности работодателей, перевозчика, владельцев ТС (транспортные средства), страхование ответственности за причинение вреда жизни, здоровью, имуществу других лиц, окружающей среде в случае аварии на опасном производственном объекте. Добровольная страховка содержит больше видов, среди которых страхование имущества, здоровья, жизни, автомобиля, юридической ответственности, ответственности лечебных учреждений.
Онлайн страхование
Сейчас, вместе с быстрым развитием Интернета, страховые компании стараются сделать оформление услуг быстрым и удобным для клиентов. Получение страхового полиса основано на Постановлении Кабинета Министров Республики Узбекистан. Оформить страховку можно на сайте компании, заполнив поля нужной информацией из документов. Это полностью безопасная процедура, все компании дают гарантию сохранности конфиденциальных данных.
Страховые компании Узбекистана
Среди крупных компаний Узбекистана: Gross Insurance, New Life Insurance, Euroasia Insurance, Universal Sug’urta, O’zbekinvest Hayot, IShONCh, Alskom. Большинство из них работают более 10 лет, поэтому клиенты используют услуги именно этих компаний, так как уверены в их надежности и опыте. У всех организаций есть высокий рейтинг надежности, новые страховые предложения, круглосуточная служба поддержки, много квалифицированных работников, филиалы в областях Республики, хорошая репутация, онлайн-страхование. Основные цели: защита, помощь населению и иностранным гражданам, развитие сотрудничества с международными компаниями.
Распространенные виды страхования
Так как страховку можно оформить для разных целей, сформировались более распространенные и менее распространенные среди клиентов типы. Лидируют ОСАГО (обязательное страхование автогражданской ответственности), страхование путешествий, имущества.
- ОСАГО покрывает все расходы в случае, если по вине владельца полиса случилось ДТП. Компания заплатит за причиненный ущерб имуществу и здоровью пострадавших по вине клиента, но ему самому придется платить за ремонт автомобиля. Но вместе с ОСАГО можно оформить и полис каско, покрывающий эти расходы.
- Страхование путешествия покрывает все расходы из-за возникших непредвиденных ситуаций: несчастных случаев, невыезда или потери багажа.
- Имущественное — распространяется на имущество владельца полиса, в том числе недвижимость, ценные предметы, личные транспортные средства, домашние животные, денежные вклады. Иногда страховка на недвижимость в ипотеку может быть обязательным условием.
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